Financial Aid at GDS Institute

GDS Institute offers a variety of financial assistance programs to help students invest in themselves and cover the cost of education. Our staff works with each student individually before enrollment to determine available options and find the right path to affordable education.

Students seeking financial assistance must first complete the Free Application for Federal Student Aid (FAFSA) at GDS Institute's Financial Aid Officer uses this information to determine students' eligibility and assists them in deciding what resources are best suited to their circumstances.

Available Programs

Federal Pell Grant

The Federal Pell Grant program provides a foundation of assistance to which other forms of aid may be added. Eligibility for the Federal PELL Grant Program is determined by a standard formula that is revised and approved every year by the federal government. Unlike loans, grants do not have to be paid back.

Federal Supplemental Educational Opportunity Grant (FSEOG)

Federal Supplemental Educational Opportunity Grants are available to a limited number of students with exceptional financial need. Grants are based on available funds and do not have to be repaid. Need is determined by the financial resources of the student and parents and the cost of attending school.

William D. Ford Federal Direct Loan Program

Direct Loan programs are low-interest loans for eligible students to help cover the cost of education. Eligible students borrow directly from the U.S. Department of Education. Direct loans include Direct Subsidized, Direct Unsubsidized and Direct PLUS loans.

Subsidized Direct Loan

Federal subsidized loans are available to students with financial need. Students may borrow up to $3,500 for their first academic year at a fixed interest rate which is established annually by the U.S. Department of Education. Current interest rates can be found at The interest is paid by the federal government while students are in school.

Unsubsidized Direct Loan

Unsubsidized direct loans are available for students to borrow for education costs. Independent undergraduate students can borrow up to $9,500 for their first academic year, at a fixed interest rate which is established annually by the U.S. Department of Education.

Direct Parent Loan for Undergraduate Students (PLUS)

Federal Parent Loans for Undergraduate Students provide additional funds for parents to help pay for students' educational expenses. Parents must pass a credit check, or have a credit-worthy endorser. Interest rates are fixed and established annually by the U.S. Department of Education.

Veterans Education Benefits

GDS Institute programs are approved for training of Veterans and eligible persons under the provisions of Title 38, United States Code.

Student Tuition Recovery Fund

The State of California created the Student Tuition Recovery Fund (STRF) to relieve or mitigate economic losses suffered by students in educational programs who are California residents, or are enrolled in a residency programs attending certain schools regulated by the Bureau for Private Postsecondary and Vocational Education.

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